Best Performing Asset Classes
Oct20

Best Performing Asset Classes

Tip: Fund Flows. In January 2017, investors added $10 billion to mutual funds, a significant shift from the $56 billion they had taken out of mutual funds the month before.
Source: Investment Company Institute, 2017 According to Yale University’s Crash Confidence Index, about 24% of investors believe the stock market will crash sometime during the next six months.”1 However, if their fear leads them to avoid the entire...

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Avoiding Cognitive Decline
Oct20

Avoiding Cognitive Decline

As I take on a rite of passage as an adult…taking care of an elderly grandmother with dementia, I wanted to share a bit more about preventing cognitive decline. This is a joint task that my brother & I (and our families-spouses and kids) will share for the rest of her life. She won’t remember it, she has moderate to severe dementia. Of those aged 65 and older, 10 to 20 percent have mild cognitive impairment. In addition, women...

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Good Health is Good Business
Oct20

Good Health is Good Business

According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up for work cost employers $226 billion annually, or $1,685 per worker.¹ Business owners and managers understand very well the rising cost of health care and the loss of productivity associated with absenteeism and employee disengagement. Which is why 98% of employers surveyed by Willis Towers Watson, a global...

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A Penny Saved is Two Pennies Earned
Oct20

A Penny Saved is Two Pennies Earned

This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject in today’s world.¹ Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here are some simple and inexpensive energy-saving tips that may help you save money. Audit First… To better understand where opportunities may exist for improving energy efficiency, consider an energy audit. Perform one...

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Pay Yourself First
Oct20

Pay Yourself First

Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of “paying yourself first,” in other words, making the first payment of each month into your savings account.   Americans’ saving patterns vary widely. And too often, short-term economic trends can...

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