Women Lead Blog
M E M B E R | P R O F I L E L E N K A H O L M A N Investment Advisors International Title: Branch Office Supervisor Type of Business:Investments – Insurance – Employee Benefits Length of Time in Current Position:5 years BE ON THE LOOKOUT Target Market: Business owners with up to 250 employees (I also handle individual accounts.) Key Function | Role | Title of Contact in Companies You Target: Investment Advisory Representative. Situations to Look For | Trigger Events to Notice...Read More
Do you know the difference between goal setting and strategic planning? This knowledge can have a huge impact on your business.
The reason withdrawals from an Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything other than retirement.¹ Yet, policymakers also recognize that life can present more pressing circumstances that require access to these savings. In appreciation of this, the list of withdrawals that may be taken from an IRA without incurring a 10% early withdrawal penalty has grown over the years. Penalty-Free Withdrawals Outlined...Read More
Hugging your employees might be cause for legal action, as in the case of Zetwick vs. County of Yolo. In that lawsuit, Zetwick, a female Sheriff’s correctional officer filed a claim of hostile work environment… and she has records of what happened and when. Her claims were against the new Sheriff and include over 125 hugs and 1 unwelcome kiss on the cheek between 1999 and 2013. In addition, she witnessed this happening to dozens of other female employees and only saw male employees getting handshakes. A major question in this case...Read More
Do you have authority or do you have leadership? Learn how they differ.
In 2008, many employees either lost their jobs or their pay was frozen. And every year since then, employees have been crossing their fingers that this will finally be the year where they will see a significant increase in pay. But it’s not. Aon Hewitt’s U.S. Salary Increase Survey of 1,074 companies shows base wages and bonuses won’t be increasing in 2017 any more than they did in 2016. This is the 5th year companies have predicted a 3% increase but actually only provided a 2.6 – 2.8% average increase. The survey also...Read More
Tip: Fund Flows. In January 2017, investors added $10 billion to mutual funds, a significant shift from the $56 billion they had taken out of mutual funds the month before. Source: Investment Company Institute, 2017 According to Yale University’s Crash Confidence Index, about 24% of investors believe the stock market will crash sometime during the next six months.”1 However, if their fear leads them to avoid the entire investment class, they may limit their potential returns. For example, during the 20-year period ended December 31,...Read More
As I take on a rite of passage as an adult…taking care of an elderly grandmother with dementia, I wanted to share a bit more about preventing cognitive decline. This is a joint task that my brother & I (and our families-spouses and kids) will share for the rest of her life. She won’t remember it, she has moderate to severe dementia. Of those aged 65 and older, 10 to 20 percent have mild cognitive impairment. In addition, women have more than a 1 in 6 chance — and men have a 1 in 11 chance — of developing Alzheimer’s during the remainder...Read More
According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up for work cost employers $226 billion annually, or $1,685 per worker.¹ Business owners and managers understand very well the rising cost of health care and the loss of productivity associated with absenteeism and employee disengagement. Which is why 98% of employers surveyed by Willis Towers Watson, a global advisory firm, say they’re committed to health and productivity improvement in the years ahead.² Employer efforts are...Read More
This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject in today’s world.¹ Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here are some simple and inexpensive energy-saving tips that may help you save money. Audit First… To better understand where opportunities may exist for improving energy efficiency, consider an energy audit. Perform one yourself by purchasing a home energy monitor, which tracks your energy use, and a handheld air leak detector...Read More